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What to Do When Your Roof Is Leaking

January 14, 2026|7 min read|Emergency Services
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There's nothing quite like the panic that sets in when you notice water dripping from your ceiling or spreading across your floor. A leaking roof demands immediate action, but knowing the right steps can mean the difference between a manageable repair and a major restoration project.

At Pro Specialty Services, we've responded to countless emergency leak calls across Lake County. This guide walks you through exactly what to do when you discover your roof is leaking.

First Response: The Critical First 15 Minutes

When you first notice a leak, your immediate actions focus on damage control. Work through these steps in order:

Step 1: Contain the Water

Place containers under active drips. Grab buckets, trash cans, large pots, or any waterproof containers you have. Position them directly under dripping water. If multiple drips are spreading, prioritize the heaviest flow first.

Create a controlled drip point if needed. If water is pooling on your ceiling and spreading, or if you see a bulge in the drywall, you need to release that water before the ceiling collapses. Carefully poke a small hole at the lowest point of the bulge using a screwdriver or similar tool. Have a large container ready to catch the water.

Line containers with towels. Place towels or rags in and around your containers to absorb splashing and overflow. Water accumulates faster than you expect, especially during heavy rain.

Step 2: Protect Your Belongings

Move furniture and valuables immediately. Push furniture away from the leak area. Pick up rugs, electronics, and anything else that can be damaged by water. Even items that aren't directly under the leak may be at risk if water spreads.

Cover items that can't be moved. Large furniture, built-in shelving, or heavy appliances that you can't move should be covered with plastic sheeting, tarps, or even large garbage bags. Use painter's tape to secure covering if needed.

Remove wall hangings and valuables. Take down pictures, mirrors, and decorative items from walls in the affected area. Water running down inside walls can damage frames and artwork.

Step 3: Address Electrical Safety

Turn off power to affected areas. If water is near light fixtures, outlets, or electrical panels, turn off the circuit breaker for that area. Water and electricity are a deadly combination.

Never touch electrical fixtures when wet. If water is dripping from or near a light fixture, do not touch it. Do not use wall switches in the affected area until you're certain the area is dry and safe.

Avoid using electrical equipment in standing water. Never use vacuums, fans, or other electrical devices while standing in water or on wet flooring.

Step 4: Document Everything

Take photos and videos immediately. While managing the leak, use your phone to document:

  • The source of the leak (ceiling, wall, etc.)
  • Water damage as it's happening
  • Affected belongings and flooring
  • Any visible damage to ceilings or walls

This documentation is critical for insurance claims and helps contractors understand the situation.

Understanding Where the Leak Is Coming From

Roof leaks often appear far from their actual source. Water can travel along rafters, roof decking, or insulation before dripping into living spaces. Understanding this helps with both emergency response and permanent repair.

Common Leak Sources

Damaged or missing shingles allow water to penetrate directly through your roof surface. Wind, age, and debris impact can all compromise shingles.

Failed flashing around chimneys, vents, skylights, and roof edges is one of the most common leak sources. Flashing can corrode, pull away, or be damaged by storms.

Clogged gutters cause water to back up under your roof edge, seeping under shingles and into your attic or walls.

Valley leaks occur where two roof slopes meet. These areas handle concentrated water flow and are vulnerable to wear.

Penetration failures around pipes, exhaust fans, and other roof penetrations can develop leaks when seals or boots deteriorate.

Ice dams (less common in Florida) can form during rare cold snaps, causing water to back up under roofing.

Tracking the Leak

If you can safely access your attic during or after the leak:

  • Look for water trails on rafters and decking
  • Check for daylight coming through the roof
  • Note wet insulation areas
  • Look for staining patterns that show water flow direction

This information helps roofers locate and repair the actual source, not just the symptom.

Temporary Measures While Waiting for Help

After immediate damage control, you may need to take additional temporary measures, especially if professional help won't arrive immediately.

Interior Temporary Fixes

Set up a bucket relay system. For multiple leaks, organize containers with towels and plan for regular emptying. Water accumulates faster than you might expect during sustained rain.

Use wet/dry vacuum carefully. Once active dripping slows, a shop-vac can help remove standing water from floors. Ensure the floor is dry enough that you're not standing in water while using it.

Set up fans for drying. Once active leaking stops, use fans to circulate air and begin drying the affected area. This helps prevent mold growth.

Place dehumidifiers in affected areas. If you have a dehumidifier, running it in the affected space helps remove moisture from the air and materials.

Exterior Temporary Fixes (Dry, Safe Conditions Only)

CRITICAL SAFETY WARNING: Never go on your roof during rain, wind, or lightning. Never walk on a wet roof - roofing materials become extremely slippery. If you're not comfortable with heights and ladder safety, wait for professionals.

If conditions are safe and you can identify the damage:

Apply roofing cement to small areas. For a few lifted shingles or a small exposed area, roofing cement (available at hardware stores) can provide temporary sealing. Apply liberally around the damaged area.

Use roofing tape for minor gaps. Self-adhesive roofing tape can temporarily seal small gaps or cracks.

Tarp small damaged areas. For larger damage, a heavy-duty tarp extending at least 4 feet beyond the damage in all directions can provide temporary protection. Secure with boards or weights - never nail through the tarp.

When to Call Emergency Professionals

Some situations require immediate professional help, regardless of time or weather:

Heavy, sustained water intrusion - If water is pouring (not dripping) into your home, you need emergency roof repair immediately. This level of water entry causes rapid damage to structure, insulation, and belongings.

Multiple leak locations - Multiple simultaneous leaks indicate widespread roof damage that needs professional assessment and tarping.

Water near electrical panels or systems - This creates a safety hazard that requires both electrical and roofing professionals.

Sagging or bulging ceilings - This indicates significant water accumulation that could lead to ceiling collapse. Stay out of the area and call for help.

Visible structural damage - If you can see damaged decking, broken rafters, or other structural components, the roof's integrity is compromised.

After any storm damage - Storm-related leaks often indicate more extensive damage. Professional storm damage assessment ensures all problems are identified.

What Professional Help Provides

Understanding what emergency roofers do helps you know what to expect:

Emergency tarping - Professional crews can safely tarp your roof even in conditions that are too dangerous for homeowners. They have proper equipment, materials, and training.

Accurate damage assessment - Professionals identify all damage, including hidden issues you can't see. This ensures complete repairs and proper insurance claims.

Proper documentation - Emergency roofers document damage for insurance purposes, helping streamline your claims process.

Temporary repair options - Beyond tarping, professionals may be able to make temporary repairs that provide better protection while permanent fixes are scheduled.

Priority scheduling - Many companies prioritize permanent repairs for customers who used their emergency services.

Preventing Future Leaks

Once your immediate crisis is resolved, consider these preventive measures:

Schedule regular roof inspections - Annual professional inspections catch small problems before they become leaks.

Maintain gutters and drainage - Clean gutters regularly and ensure downspouts direct water away from your foundation.

Address small issues promptly - Don't ignore minor damage or maintenance needs. Small problems become big problems in Florida's weather.

Trim overhanging trees - Branches that touch your roof can damage shingles and deposit debris that holds moisture.

Know your roof's age and condition - Understanding when your roof will need replacement helps you plan ahead instead of reacting to emergencies.

Insurance Considerations for Roof Leaks

Most homeowner's policies cover sudden, accidental roof leaks caused by storms or other covered events. However:

Document everything - Photos, videos, and written descriptions support your claim.

Report promptly - Most policies require timely reporting of damage.

Keep receipts - Emergency repairs, temporary lodging, and damaged belongings may all be reimbursable.

Understand your deductible - Hurricane/wind deductibles in Florida are often percentage-based and can be significant.

Maintenance-related leaks may not be covered - If your leak results from neglected maintenance or normal wear, coverage may be denied.

Our insurance restoration services include helping you navigate the claims process from documentation through final repair.

Your Roof Leak Action Checklist

Keep this checklist handy for any future leaks:

  1. Place containers under active drips
  2. Create controlled drip point if ceiling is bulging
  3. Move furniture and valuables to safety
  4. Cover items that can't be moved
  5. Turn off power to affected areas if water is near electrical
  6. Document with photos and video
  7. Track leak source if possible (safely)
  8. Call professional help for significant leaks
  9. Set up drying equipment once active leaking stops
  10. File insurance claim promptly

The Pro Specialty Services Response

At Pro Specialty Services, we understand that roof leaks don't wait for convenient times. Our emergency response team serves Lake County homeowners with:

  • Rapid response when you need help fast
  • Professional assessment and temporary repairs
  • Comprehensive documentation for insurance
  • Seamless transition to permanent repairs
  • Insurance coordination throughout the process

If your roof is leaking, don't wait. Call us immediately and we'll help you protect your home and navigate the path to full repair.

CH

Caleb Hutchinson

Owner, Pro Specialty Services

"I've taken hundreds of emergency leak calls over the years, and the homeowners who minimize their damage are always the ones who act fast in those first few minutes. Keep buckets accessible, know where your circuit breakers are, and don't panic - there's always a solution."

Questions About Your Roof?

Contact Pro Specialty Services for a free inspection and honest advice from Lake County's trusted roofing experts.

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